Adapt or Suffer: How to Keep Your Business Afloat in a Changing Climate

Climate change is real, and failing to prepare is guaranteed to have devastating consequences. According to the World Economic Forum, climate-related risks are now ranked among the most severe global threats to business stability, and every business will need to take steps to minimise the impact.

Salary Sacrifice: Why Founders Should Always Pay Themselves

Many founders believe that sacrificing their own salary is a noble way to keep the lights on.

This Halloween, Stay Safe From eFiling Profile Hijackings

Treasury Eyes Foreign Pensions: What It Means for Retirees

Recent proposals from the National Treasury suggest a major shift in how foreign pensions and retirement benefits are taxed in South Africa. Currently, under Section 10(1)(gC) of the Income Tax Act, lump sums, pensions and annuities from foreign sources tied to past employment are exempt from income tax for South African residents.

VAT Modernisation SA: Guiding Businesses Through South Africa’s Real-Time VAT Transition

South Africa is on the path to a real-time VAT reporting system, with full implementation expected by 2028. This will see a shift away from periodic self-reporting toward e-invoicing and direct, automated data transmission to SARS.

Static VAT Threshold is Placing Administrative Strain on Small Businesses

South Africa’s VAT registration threshold has remained unchanged at R1 million in annual turnover since 2009. In the intervening years, inflation has eroded the real value of this threshold. If it had been adjusted annually, analysts estimate it would now be closer to R2.1 million.

SARS Relief Possible for Taxpayers

A forthcoming legislative change could offer relief to South African taxpayers, but only under stringent conditions. Under the proposed amendments in the 2025 Draft Tax Administration Laws Amendment Bill (TALAB), individuals and businesses may be allowed to suspend payment on estimated assessments issued by SARS, provided certain criteria are met.

The Emotion-Based Money Decisions That Could Be Costing Your Business

Many entrepreneurs assume business finance is all about pure logic. But behavioural research tells us a completely different story.

Top Complaints Against SARS – And How We Help You Avoid Them

The most common complaints against SARS (unsurprisingly, delayed refunds are at Number 1) are referred to as ‘systemic issues’ because they impact so many taxpayers.

What's the Difference Between a Bookkeeper and an Accountant?

If you want to scale your business, you need to know the numbers. But many entrepreneurs still treat financial roles like interchangeable parts. “I’ve got a bookkeeper, so I’m covered,” they say. Worse still: “My accountant only helps me with my taxes”.

IRR Warns Parliament Against SARB Amendment Bill

The Institute of Race Relations (IRR) has called on Parliament to reject the South African Reserve Bank (SARB) Amendment Bill, arguing that it is unconstitutional and economically unsound.

How AI Can Streamline Administration and Accounting in SMEs

Small and medium-sized enterprises (SMEs) are increasingly turning to artificial intelligence (AI) to cut costs, improve efficiency, and reduce administrative burdens. From automating invoices to predicting cash flow, AI is reshaping the way smaller businesses manage their back offices.

CIPC Automates Reinstatement Applications for Companies and Close Corporations

The Companies and Intellectual Property Commission (CIPC) has launched a fully digital process for reinstatement applications for companies and close corporations, marking a significant step toward modernising business services in South Africa.

Company Directors Take Note: Complying with Your Duties is a Big Deal

Directors who are not compliant with their legislated duties (which were amended again recently) face serious consequences, including civil liability and criminal liability that could result in fines and even prison time – or both.

6 Ways to Maximise Your Revenue Through Smarter Networking

Networking isn't just about showing up, shaking hands and trading a few business cards. If it’s done well, it's a direct path to new clients, improved sales and potentially, real business growth.

SARS’ Crypto Crackdown Intensifies with Dedicated Crypto Unit

Did you know that tax is payable on crypto asset transactions? SARS has intensified its focus on crypto asset trading recently, significantly improving its capacity to detect crypto activity and non-compliance with advanced analytics, extensive data-sharing arrangements with crypto exchanges, and a dedicated Crypto Asset Unit.

Busting the Accounting Myths That are Burying Your Business

Accounting isn’t just something to worry about during tax season. It’s the engine room of every decision you make, from whether you can hire, to when you should scale.

NCOP Passes 2025 Appropriation Bill and Eskom Debt Relief Amendment Bill

The National Council of Provinces (NCOP) has passed the 2025 Appropriation Bill, completing South Africa’s budget process for the 2025/26 financial year. This legislation authorizes government departments and entities to spend allocated funds on essential services, infrastructure projects, and social programs such as healthcare, education, and social grants. It also supports initiatives aimed at economic growth and job creation.

U.S. Tariffs on South Africa: Economic Shockwaves and Strategic Responses

The United States’ decision to impose a 30% tariff on South African exports marks a significant turning point in bilateral trade relations. Effective from August 2025, the tariffs apply to a wide range of goods, including manufactured products, automotive components, steel, aluminum, and certain agricultural exports. While critical minerals such as platinum and gold remain exempt, the measures threaten key sectors that underpin South Africa’s export economy.

Finance Minister Clarifies Monetary Policy Amid SARB Rate Cut

South Africa’s monetary policy landscape shifted this week following the South African Reserve Bank’s (SARB) decision to cut the repo rate by 25 basis points to 7%, the lowest level since 2022. This move, announced by the Monetary Policy Committee (MPC), aims to support economic activity amid sluggish growth and subdued inflation, which currently sits at 3%, the bottom of the 3–6% target range. The MPC signaled that inflation is expected to average 3.3% for 2025, with risks assessed as balanced.

Tools for Estate Planning

Estate planning is a critical process that ensures the effective management and distribution of an individual’s assets during their lifetime and after their death. It involves a variety of tools and strategies tailored to meet the unique needs and goals of the estate planner. Below, we explore some of the most important tools for estate planning.

Business Hack: How to Better Define Your Target Market

Failing to understand your ideal customer, wastes time, energy and resources. According to a report by CB Insights, 42% of startups fail because there is no market need. In other words, many companies are failingsimply because they didn't define or validate their target audience properly.

How Funding Budget 3.0 Will Impact You: Project AmaBillions

The scrapping of the proposed VAT increase in Budget 3.0 resulted in a budget shortfall, necessitating alternative sources of funding.